If you are a new user of kotak 811 zero balance account. You'll like to have net banking facilities for your uses. For this, I wrote this article to help you out.

These are the subheading of this article. You can jump to any part of this article by clicking it.

Can I Use Kotak 811 Net Banking?

If you've Full KYC or Limited KYC account then YES...  you can do net banking. But, if you have a lite account then NO... you cannot do net banking. Net banking is completely free, there are NO charges. You can transfer a maximum amount of RS 1,00,000 in a day through online transfers.

How to Register For Net Banking in Kotak 811?

You've to activate Kotak 811 net banking once for your account. After that, you can login for net banking whenever you need.

Follow these steps.

  1. First, go to Kotak 811 net banking page.
  2. Click register for net banking located inside the down left-corner box.
  3. Enter your CRN number and fill the captcha code as a shown in the picture.
  4. Click the terms and conditions checkbox and continue.
  5. Now you've to verify your details by answering 2 out of 4 questions, I would suggest to answer the date of birth and registered mobile number to verify yourself.
  6. Click continue button.
  7. Again bank will ask to choose a method to generate net banking password.
  8. There are four methods to do that, debit card/ virtual debit card details, secret questions, credit card details, physical pin.
  9. I would suggest debit card details method, simply enter debit card details such as debit card number, expiry date, CVV, card pin (Virtual debit card pin is mpin number which you use to login for Kotak 811 app).
  10. Click continue button.
  11. Create and submit new 6 charactered password. for example "namo19".
  12. After this a message will be sent to your registered mobile number, it will contain the second half 6 charactered password.
  13. Now go to Kotak 811 net banking page, enter CRN number and 12 charactered password. For example, if you made "namo19" as the first-half password combine it with the second-half password (zo48as) you received on your mobile number. So final 12 charactered password, in this case will be "namo19zo48as".
  14. Click "secure login".
  15. Now a dynamic access code will be sent to your registered mobile number and email address.
  16. Enter the Dynamic access code and click secure login.
  17. It will show you a kotak net banking welcome page, click the continue button.
  18. Now a page will open, in this page, you'll create 6 charactered net banking password for future use.
  19. Enter current 12 charactered password (for e.g "namo19zo48as") and create new 8 charactered password (for e.g "yogi2024").
  20. Enter newly created 6 charactered password and Click "Go".
  21. By completing this process it will redirect you to your net banking dashboard.
  22. Now the registration process is completed, this newly created 6 digit password will be the net banking password for future use.

How to Login into Kotak 811 Net Banking?

First, you need to activate net banking for your account by following the above-shown process. To login into the net banking dashboard, you'll need CRN number and 6 charactered net banking password.

Follow these steps to login.

  1. Go to Kotak 811 net banking page.
  2. Enter CRN number and net banking password then click secure login.
  3. Now a dynamic access code will be sent to your registered mobile number and email address.
  4. Enter the code and click "secure login".
  5. Finally, it will redirect you to net banking dashboard.

How to Reset Kotak 811 Net Banking Password If Forgot?

The whole process needed to reset the password is very similar to net banking registration process. The only difference is, you need to click "Forgot / Blocked Password?" instead of "Register for Net Banking". After that whole process is the same.
kotak 811 net banking reset password page

What I Can Do With Kotak 811 Net Banking?

Having a net banking facility is like having a bank branch at your fingertips. All you need is an internet connection. You can avail all the banking facilities any time anywhere whenever you need.

I have listed various banking facilities provided by kotak Mahindra bank.
  • Transferring funds
  • Updating your information
  • Viewing account details
  • Paying your various bills
  • Booking tickets
.... And many more.


I hoped I answered your queries if anything is left undiscussed please comment down below I would be glad to answer your queries.

This is my guide on kotak 811 net banking queries which are faced by kotak 811 users.