Want to check your balance Now?

Then you're in the right place

Because today I'm going to show you 6 easy ways to check your balance.

And here are the ways 
to check Kotak 811 balance which you'll learn in this post (Click to jump to that section):

1.) Quick Way to Check Balance with Online Login

  • Know Your Balance method

Go to know your balance page.

Kotak know your balance page
Before you begin, you'll require the phone having the registered number (at the time of making 811 account).

Enter the registered mobile number. As soon as you will enter your 10 digits registered mobile number.

Next fill in the blank will get visible.

kotak know your balance page with mobile number entered

Now can either enter your date of birth (DOB) or Your Kotak 811 customer reference number (CRN).

After entering either of the two. You will receive One Time Password (OTP) on your phone. Enter the received OTP within 20 secs (otherwise, you have to do everything from start).

Finally, you can see your balance in Kotak 811 account.

kotak know your balance page with balance amount

  • Netbanking method

If you have done full KYC, you can do net banking to check your balance. Prior to this, you also need to set your net banking password.

if already done head over to Kotak net banking login page.

Looks like this:
Kotak net banking login page

Enter your Customer Reference Number (CRN) and Netbanking password then click secure login.

You'll see your balance.

kotak netbanking page with balance

2.) Use Kotak - 811 & Mobile Banking App

Today is the age of smartphones. Every bank has its phone banking app this helps you to quit bank visits. You can use Kotak mobile banking app which is the same for both Kotak and Kotak 811 users.

  1. Open Kotak - 811 & Mobile Banking app in your smartphone. 
  2. After loading, it will take you to My Kotak page of the app.
  3. Click on View Balance
  4. After clicking it
  5. A login page will pop up.
  6. Enter your 6 digit MPIN (it's the same pin which you use in the virtual debit card) or use Fingerprint login (If enabled and support on your device)
  7. Now again Click on View Balance, after it will show the available balance in the bank account.

3.) Do it via Text Messages

  1. Open messaging application on your smartphone.
  2. Now start sending a message from your registered mobile number.
  3. And Type "BAL".
  4. Send it to 9971056767 or 5676788 number.
  5. Then you'll receive an SMS having the amount of balance in your bank account.

4.) Just Give a Missed Call

By using this method you won't need to call customer care or do internet banking. If your mobile number is not registered you cannot use this method.

For this, your number should be registered with Kotak Mahindra Bank. You can easily check your balance with the registered mobile number through a missed call

  1. Give a missed call on 1800 274 0110 (toll-free) from your registered mobile number.
  2. Within a few seconds, you'll receive an SMS having the amount of balance in your bank account.

5.) Use ATM Near You

You get a Kotak 811 physical debit card only if you ordered it by paying the debit card charges. But, virtual debit card on your app is completely free of cost. You can use virtual debit card for online purchases.

If you have Kotak 811 physical debit card. 
  1. Visit your nearest ATM.
  2. Insert your debit card in the ATM machine.
  3. Then select your preferred language.
  4. Select savings account (which is your Kotak 811 account type).
  5. Now select balance enquiry.
  6. Enter your 6 digit pin.
  7. It will display available Kotak 811 account balance on the screen.

6.) Take Passbook to Kotak Mahindra Home Branch

We don't get passbook in Kotak 811 account. For this, we have to order for it through Kotak 811 app.

But If you have passbook of Kotak 811 account.


Go to your Home branch and ask bank officials to do the entry in your passbook.

After the entry, you can see your available Kotak 811 balance printed on your kotak 811 passbook.


So these are the ways I use to check my balance. Now you can check your balance anywhere anytime. My favorite way is by using the mobile AppDo you agree? Do you disagree?

Feel free to ask any doubts I'll be glad to help you.

And don't forget to comment about your favorite way to check my Kotak 811 balance.